**Charming 3-Bedroom, 2-Bath Home in The Villages of Royal Palm, Port Orange** Discover your perfect oasis in the highly sought-after community of **The Villages of Royal Palm**. This delightful 3-bedroom, 2-bath home offers a balance of comfort and convenience, making it an ideal choice for those looking to downsize or settle into a forever home. Built in 2005, this home has been meticulously maintained, with thoughtful updates that provide peace of mind for years to come. The roof, replaced in 2022, ensures that you won't have to worry about major repairs anytime soon.
The air conditioning system received a new compressor in 2023, keeping your home cool and energy-efficient. Additional updates include a water heater installed in 2015, a washer and dryer that are just five years old, and a disposal and microwave replaced only three years ago. Inside, the home features cozy wall-to-wall carpeting and ample cabinet space, making it both functional and inviting. . With just the right amount of space, this home is perfectly sizednot too big and not too smalloffering a comfortable living environment without the burden of excessive upkeep. The real allure of this property, however, lies in its location within the **Villages of Royal Palm**, a secure 24/7 gated community that offers maintenance-free living. Here, life is truly a paradise. The HOA takes care of full lawn care and landscaping, pest control, and sprinkler maintenance, so you can spend your time enjoying your surroundings instead of worrying about chores. Spectrum Cable TV and Internet are also included, ensuring you stay connected. Even the exterior of your home is maintained, with painting scheduled every six years and pressure washing once a year. When it comes to recreation and leisure, the **Villages of Royal Palm** leaves nothing to be desired. Residents have access to a variety of amenities that cater to an active lifestyle. You can enjoy a friendly match of pickleball, tennis, or basketball, practice your putting on the green, or engage in some light competition with shuffleboard, bocce ball, and horseshoes. If indoor activities are more your style, there's table tennis and a relaxing whirlpool. Two pools, one of which is heated, provide the perfect spots to cool off or unwind.
At the heart of the community is the **Multi-Million Dollar Clubhouse**, a stunning facility that offers a grand ballroom with a caterer's kitchen, a fully-equipped fitness center, a library, a billiards room, and dedicated spaces for crafts and office work. With a monthly calendar packed with scheduled activities, there's always something to do, whether you're mingling with neighbors or pursuing your hobbies. The grand covered lanai provides a serene space to relax and enjoy the outdoors, rain or shine.
Located in the heart of Port Orange, **The Villages of Royal Palm** offers unparalleled convenience. Shopping, interstate access, healthcare facilitiesincluding a brand-new emergency roomand a variety of dining options are all just minutes away. For those who love the beach, you're only seven miles from the ocean. Nearby, you'll also find a library, doctors' offices, and churches, making this community not just a place to live, but a place to thrive.
This home, coupled with the vibrant lifestyle offered by **The Villages of Royal Palm**, presents an exceptional opportunity to enjoy maintenance-free living in a beautiful, secure setting. Don't miss your chance to make this paradise your own!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $311,120 | $311,120 | $311,120 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $213 | $213 | $213 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,070 | $2,044 | $2,624 |
Total Monthly Payment | $2,358 | $2,332 | $2,912 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.