Opportunity awaits in Dunedin! This cozy home sits on a . 28 acre corner lot in Dunedin's Barrington Hills community. This 3/2 pool home has LOTS of mechanical and interior upgrades, and is ready for your personal touch! New LVP flooring (2024) and a freshly painted interior (2024) are just the beginning. This lovingly cared for home is locked and loaded with IMPACT WINDOWS and has a NEW ROOF (2021). Big storm on the horizon? Don't worry, this house boasts a WHOLE HOME GENERATOR with smart switch technology. Get ready for pool parties on those hot summer days as the SALTWATER POOL has been freshly re-surfaced (2022) and updated with a brand new pump (2024) and Hayward Salt system (2024). BONUS: the pool is also heated for those chilly few weeks in winter! There is plenty of entertaining space within the screened enclosure for your outdoor cooking area, and the backyard is a blank canvas ready for your styling. The vaulted ceilings in the main living area make the home feel spacious and lively. The brand new tankless water heater (2024) is connected to natural gas -yes- this house is one of the few connected in the neighborhood. The Irrigation system is operated from well water, so it won't cost you a fortune to keep the yard looking nice! **Short Term rental alert** This property is also a great investment option as there is a voluntary HOA, no minimum rental period, and zoned unincorporated! Dunedin is home to the spring training grounds of the Toronto Blue Jay's, and boasts a lively downtown waterfront scene with great restaurants, artsy shops, parks, and yearly festivals! The Sellers are offering concessions of $2, 500 to any buyer who can close ON OR BEFORE 10/31/2024! Come see this property today!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $419,920 | $419,920 | $419,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $740 | $740 | $740 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,620 | $2,551 | $3,319 |
Total Monthly Payment | $3,452 | $3,383 | $4,151 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.