Exquisite Direct Oceanfront Luxury Home in St. Augustine Beach. Experience unparalleled luxury with this direct oceanfront gem, perfectly situated on the serene, non-driving side of St. Augustine Beach. Spanning an impressive 4, 630 square feet, this stunning residence offers the ultimate coastal living experience. Step directly from your private beach walk to the pristine sandy beach. Expansive living area with wraparound decks, providing breathtaking ocean and sunset views. 6 spacious bedrooms and 6. 5 elegantly appointed bathrooms ensure comfort and privacy for all guests. Enjoy a sparkling pool, relaxing hot tub, and a cozy firepit for memorable gatherings. Outdoor lift goes from bottom to top floor. Air conditioned attached garage and whole house water filtration system. This home was built in 2018 with a sturdy concrete foundation and features refined coastal aesthetics. The resilient concrete block construction is complemented by Hardie Shingle siding and reinforced with impact doors and windows. Designed to withstand the coastal environment, it seamlessly blends durability with coastal charm. This home holds one of the 100 transient rental licenses at St. Augustine Beach to optimize your investment. Don’t miss the opportunity to own a piece of paradise where luxury and nature converge. This oceanfront haven is more than just a home; it's a lifestyle.
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Our Executive Mortgage Banker:
Our Insurance Division:
$4,375,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $3,500,000 | $3,500,000 | $3,500,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 6.258% | 6.201% |
Monthly Tax Payment | $1,881 | $1,881 | $1,881 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $21,266 | $21,266 | $29,535 |
Total Monthly Payment | $23,271 | $23,271 | $31,540 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.