New Siesta Key Gulf side Listing - 2 Bed/2 Full Bath Garden Unit, first floor, split level unit with high ceilings and great room sizes; AND YOUR OWN PRIVATE GARAGE not many units come with a PRIVATE GARAGE for all your beach toys and storage items. Unit has been freshly painted, meticulous clean and is awaiting your interior designs to come to life. Custom Closets, crown molding, plantation shutters, tile floor and Brand New carpeting has been installed in the bedrooms. Laundry room located inside unit with full size washer and dryer. Enclosed lanai overlooking the lagoon and wildlife; lanai faces north. Tennis and pickle ball courts, Fitness Room, 2 Rec Halls, 2 heated pools, Fishing Pier on the Bay side and of course your private beach with chairs, 2020 -new AC, 2020 new -80 gal hot water tank, garage door opener, Building New Roof -2019; Building painted. Unit has no rental history as owners resided there. Peppertree a Gulf to Bay complex on Siesta Key and is conveniently located to shopping, restaurants, golfing, airports, the Arts, Interstate 75. There is something for everyone in Sarasota.
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Our Executive Mortgage Banker:
Our Insurance Division:
$775,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $620,000 | $620,000 | $620,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $785 | $785 | $785 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,767 | $3,767 | $4,900 |
Total Monthly Payment | $4,644 | $4,644 | $5,777 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.