LOCATION LOCATION!!!** NEWLY RENOVATED EXPANDED RANCH STYLE HOME SITS ON 111 KING ST, BAY SHORE NY 11706 ON A 21, 780 SQFT LOT SIZE, ENJOYS A SUNDRENCHED MODERN KITCHEN THAT FEATURES SOLID SHAKER WALL/BASE CABINETS, QUARTZ COUNTERTOP, APPLIANCES INCLUDING A FRIDGE, GAS COOKING STOVE, MICROWAVE, DISHWASHER, LARGE PANTRY, THE PRINCIPAL BED, SUITABLE FOR A KING-SIZE BED, THE SECOND BEDROOM IS A QUEEN-SIZE BED, THE THIRD IS A FULL SIZED, AND FOURTH IS A FULL/TWIN SIZE BED, PLUS MUD ROOM AND PRIVATE OFFICE FULL TUB BATHROOM ON THE MAIN FLOR. BASEMENT FEATURES: PARTIAL FINISHED BASEMENT, SUMMER KITCHEN OR WET BAR, ROOM, ROOM, FULL STANDING SHOWER, OUTSIDE ENTRANCE, OSE, NATURAL GAS, BRAND NEW DOUBLE CONCRETE DRIVEWAY, THIS HOME BOATS A PRIME LOCATION THAT PROVIDES EASY ACCESS TO SCHOOLS, PARKS, AND SHOPPING CENTERS, 15 MINUTES FROM THE BEACHES, AND MAJOR TRANSPORTATION ROUTES. LOW TAXES AFTER STARTING AT $ 8, 140 !!! GAS, GAS!!! THIS LOVELY HOME IS GOING QUICKLY, WE LOOK FORWARD TO YOUR VISIT. DON'T MISS OUT ON THE OPPORTUNITY TO MAKE THIS HOME YOUR OWN, FOUR BEDROOMS, TWO FULL BATHROOMS, LIVING R, DINING R, MODERN KITCHEN, FULLY FINISHED BASEMENT, WALKSIDE AND DOUBLE CONCRETE DRIVEWAY, PVC FENCED, AND ENOUGH SPACE FOR A POOL!! TO MUCH TO LIST!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$630,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $504,000 | $504,000 | $504,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.654% | 5.752% |
Monthly Tax Payment | $785 | $785 | $785 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,186 | $3,182 | $4,115 |
Total Monthly Payment | $4,063 | $4,059 | $4,992 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.