Best price in Palmetto Point with direct gulf access! On one of the few large corner lots in the exclusive waterfront community of Palmetto Point. A deep-water boating community with direct gulf access. Single-level living, this split floor plan includes four bedrooms, three baths, saltwater pool and two-car garage. Completely renovated with a new roof in 2023. New flooring throughout. A fantastic floor plan, 8-foot ceilings, living-dining room flow through the kitchen to the family and another dining area with a gorgeous built-in bar. New kitchen cabinets, starlight quartz countertops, bar top seating, new appliances and pantry. Reverse osmosis water filtration system, water softener, new generator with 500-gallon propane tank. Primary bedroom has gorgeous views, spacious bath, double sinks, seamless shower and huge closet. This home is on one of the few Palmetto Point corner lots that allow for a double captain’s walk dock. The inverted seawall cap was replaced in 2014. The lifts are appropriate for 32-34 feet, 16, 000 pounds, and 26 feet, 9, 000 pounds boats/cruisers and are both in excellent working condition. Deck is made of Trex Deck material with water and electricity. Western exposure and you will enjoy the most magnificent sunsets. A boater’s paradise. Low taxes, no fees and no HOA. Includes whole-house generator.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,250,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,000,000 | $1,000,000 | $1,000,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.750% | 6.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.406% | 6.864% | 7.058% |
Monthly Tax Payment | $1,671 | $1,671 | $1,671 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,486 | $6,486 | $8,849 |
Total Monthly Payment | $8,282 | $8,282 | $10,645 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.