FULLY FURNISHED POOL HOME. Cypress Trails is a serene, well- established community, has low HOA fees, NO CDD fees, and features walking path that leads to a tranquil pond. A short 12-minute drive and you can dip your toes in the sand on the beaches of Amelia Island. This charming residence in the Fernandina school district offers 4 bedrooms and 2. 5 baths, detached garage. Main level primary suite with large closets, dual vanity, soaking tub, and separate shower. Well-designed kitchen and living room are made equally for entertaining and cozy nights at home. Don't miss the half bath tucked under the stairs. Upstairs the three additional bedrooms share a full bath.
Live the Florida life outdoors in the poolside covered patio and fully fenced backyard. The homesite is over one-third of an acre with an acre of Preservation area beyond.
Located just off Amelia Concourse which is the gateway to shopping restaurants and medical facilities in Yulee/Wildlight. Book a showing today
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Our Executive Mortgage Banker:
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$416,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $332,800 | $332,800 | $332,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.125% | 5.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.297% | 5.597% |
Monthly Tax Payment | $371 | $371 | $371 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,104 | $2,022 | $2,697 |
Total Monthly Payment | $2,550 | $2,468 | $3,143 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.