Under contract-accepting backup offers. Step into the promising investment potential of the esteemed gated community of Countryside Key in Oldsmar! Embrace the opportunity with this charming 2-bedroom, 2. 5-bathroom, 2-story townhome, awaiting your personal touch and a little TLC. Revel in the ceramic tile flooring gracing the first floor, while plush carpeting adorns the second. A fresh, modern color scheme illuminates the space, promising a light and airy ambiance. The first floor unveils an inviting open layout, seamlessly merging the living and dining areas, complemented by a convenient half bath. Journey further to discover the kitchen, boasting ample cabinetry and a generous pantry. Adjacent, a laundry/utility closet houses a full-size washer and dryer. Transition effortlessly to the screened enclosed patio, featuring tiled floors, additional storage space, and a brick-paved open patio, perfect for outdoor relaxation. Ascend the staircase to uncover two generously proportioned bedrooms, each boasting lofty ceilings and en-suite baths for added privacy. The expansive master suite boasts a wall of closets, offering abundant storage solutions. Meanwhile, the second bedroom, conveniently situated at the front of the home, features its own full-size bathroom with tub and shower. Discover the amenities of this pet-friendly community, including a secure gate, inviting pool, tennis courts, sidewalks, and a convenient car-wash station. Enjoy the flexibility of recreational storage for your RV, boat, or trailer for a nominal fee. With an assigned parking spot conveniently located at your doorstep and ample guest parking available, parking headaches become a thing of the past. Benefit from the low monthly HOA fees, covering water, sewer, trash, roof maintenance, exterior building upkeep, and exterior building insurance. Ideally positioned with easy access to airports, restaurants, shopping destinations, entertainment venues, sports facilities, and the breathtaking beaches, this property presents an exceptional opportunity to craft your dream home in a coveted locale. Don't miss your chance to unlock the potential of this gem!
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Our Executive Mortgage Banker:
Our Insurance Division:
$254,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $203,920 | $203,920 | $203,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $44 | $44 | $44 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,239 | $1,239 | $1,612 |
Total Monthly Payment | $1,358 | $1,358 | $1,731 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.