In the sleepy little town of Bethlehem, you will find this quaint "Sleepy Hollow" cottage. Nestled in the water community of Long Meadow Pond, you have beach access, canoe/kayak storage space and free rein to paddle, fish, swim or ice skate on this 100-acre pond. No gas motors allowed so it preserves the peace and safety (and water quality) for all to enjoy. The cottage has been lovingly restored by its owner/contractor family and is just adorable. The front porch conversion offers now a relaxing place to spread out, read a book and share a meal. Seasonal views of the lake are a bonus! The kitchen is sweet and efficient, open to the living room and propane fireplace. Bedroom on the first level, and primary on the second floor includes an office or dressing area. Back portion of yard is fenced for private El fresco dining - once housed a hot tub, and the large side yard is fantastic for yard games and gatherings. Sleepy Hollow is the perfect name given to this charmer years ago and these owners have greatly improved on it. Property was previously under contract and the septic was deemed undersized and recommended for replacement. Until just recent, this family of 3 lived there full time for 5 years with no issues. It is recommended you retest the system, however all the work has been done except install. Testing, survey, engineer, pricing and permits (good for one year) have been paid for so the time and monies have been spent up to this point. The price has been generously adjusted to allow for the new owner to install. A mortgage broker affiliate is lined up to help w a mortgage to encompass cost if desired.
Type | Description | Level |
---|---|---|
Bedroom 1 | Main | |
Dining Room | Combination Liv/Din Rm | Main |
Eat-In Kitchen | Remodeled,Breakfast Bar | Main |
Living Room | Fireplace | Main |
Primary Bedroom | Bedroom Suite,Built-Ins | Upper |
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $200,000 | $200,000 | $200,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $224 | $224 | $224 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,215 | $1,215 | $1,581 |
Total Monthly Payment | $1,514 | $1,514 | $1,880 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.