This delightful antique FARMHOUSE, rich with history and character and FRESHLY PAINTED, sits gracefully on a spacious lot with a large flat yard. As you approach, a circular drive welcomes you, leading to a detached two-car garage and attached 2 STORY BARN, providing both convenience and ample storage and a fabulous WORKSHOP on the first floor. Step inside to discover the warmth of a traditional eat-in kitchen, perfect for cozy family meals while the family room invites relaxation and gatherings. A perfectly sized study is tucked away toward the back of the house. Here you will find a lovely large 3-SEASON PORCH -- a serene spot to enjoy the outdoors and breezes while staying comfortably shaded. You'll also find a handy full bath on the first floor. This unique home features TWO STAIRCASES adding to its charm and practicality. Upstairs, you'll find two inviting bedrooms with a convenient half bath. The partially FINISHED BASEMENT offers additional living space, complete with a bedroom, full bath, and additional sink and cooktop, ideal for guests or extended family. With its blend of historic charm and modern amenities, this farmhouse is a rare find, offering both comfort and character in a picturesque setting. A BRAND NEW 3-BED SEPTIC system and all new MARVIN WINDOWS give peace of mind in this lovely home. TOP-RATED SCHOOLS. . . only 3min to the middle and high schools, 5min to Amherst Village and 21min to the airport. You won't want to miss this one!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $400,000 | $400,000 | $400,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $672 | $672 | $672 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,430 | $2,430 | $3,161 |
Total Monthly Payment | $3,194 | $3,194 | $3,925 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.