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97 Twin Lake CIRCLE, Umatilla, FL, 32784 | $265,000
Twin Lakes Estates – HOA Neighborhood with Clubhouse and Community Pool! -- Lovely 2-Bedroom, 2-Bath Concrete-Block & Stucco Home in this 55+ Community! -- HVAC 2024 with Reme-Halo Air Purifier and Shut-Off Sensor!! -- Electric Water Heater 2023 -- Beautiful East-Facing Home with Side-Load Garage (climate controlled), Side Wood-Deck, Covered Front Porch and Screened Rear Lanai!! -- Tiled Flooring in Entry Foyer with Arched Entry to Kitchen. The Breakfast Nook, and Inside Laundry, and Kitchen all have 12X12 Tile Flooring. ** Kitchen with 42” Raised-Panel Wall Cabinets with Crown Molding, Tiled Backsplash/Cabinet Height, Stainless Newer Refrigerator (2018). ** Breakfast Nook with Windows to Front Yard & Inside Laundry Room that leads to the garage. Pantry Closet in Laundry Room and Whirlpool Duet Washer & Duet Electric Dryer with Wall-mounted Cabinets ** Guest Bath with SOLAR TUBE and Step-in Shower. Bedroom 2 with Closet, Ceiling Fan and Window to Front Yard. ** Living Room with Tile Flooring and Slider Door to Covered-Screened Lanai. ** Primary Bedroom with Walk-in Closet and Slider to Lanai. Large Vanity, Wall-mounted Cabinet, Garden Soaker Tub with Glass Block Window, Step-in Tiled Shower with Hand-held Sprayer in En Suite Bath!! ** Climate-controlled Side-Load Garage with Utility Sink, Exterior Door, Windows to Front, Pull-down Attic Stairs!! Don’t miss out on this GEM of a home!!
Features
- Rooms: 9
- Bedrooms: 2
- Baths: 2 full
- Laundry: Inside, Laundry Room
- Year Built: 2005
- Garage: 2-car Driveway, Garage Door Opener, Garage Faces Side
- Heating: Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,226
- Acreage: 0.21
- Est. Taxes: $1,329
- HOA Fee: $550 Annually
- Lot Desc: Corner Lot
- Adult Communities: Yes
- Pet Policy: Yes
- Appliances: Dishwasher, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer
- MLS#: G5085784
- Days on Market: 67 days
- Website: https://www.raveis.com
/prop/G5085784/97twinlakecircle_umatilla_fl?source=qrflyer
Listing courtesy of FLORIDA FINE HOMES REALTY, LLC Phone: 352-446-8886
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
97 Twin Lake CIRCLE, Umatilla, FL, 32784
$265,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $212,000 | $212,000 | $212,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
| Monthly Tax Payment | $111 | $111 | $111 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,410 | $1,409 | $1,818 |
| Total Monthly Payment | $1,596 | $1,595 | $2,004 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388