1216 New York AVENUE, Palm Harbor, FL, 34683 | $374,900

Price reduction! Selling for current appraisal value. No flooding with Helene or Milton. High and dry. Flood zone X which means no flood insurance required. Location, location, location! You have heard the saying before but this home is truly in the highly sought after downtown Palm Harbor area. Brand new roof July 2024! Brand new impact/storm windows July 2024. No HOA. Freshly painted interior. Welcome home to the Palm Harbor lifestyle! Well maintained home on a very LARGE lot- 95 x 125 with so many possibilities. 3 bedroom 2 bath. Kitchen has stainless steel appliances. Laundry inside. Covered patio. The large lot has a storage building. 2 driveways. So much potential! There is plenty of room for a large garage. Park your boat or RV. Create your backyard oasis. 2 blocks form Palm Harbor University High School. Walk to vibrant downtown Palm Harbor with restaurants, shops. Close to Pop Stansell Park, Wall Springs, Sutherland Bayou boat ramp, YMCA, Pinellas Trail. Close to local beaches including world famous Clearwater Beach. Just a short drive to downtown Dunedin and Tarpon Springs.
This is a fantastic location. Come make this your own!!

Features

  • Rooms: 5
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside
  • Style: Florida
  • Year Built: 1958
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,140
  • Acreage: 0.27
  • Est. Taxes: $4,465
  • Lot Desc: Corner Lot
  • Elem. School: Ozona Elementary-PN
  • Middle School: Palm Harbor Middle-PN
  • High School: Palm Harbor Univ High-PN
  • Appliances: Dishwasher, Dryer, Range, Refrigerator, Washer
  • MLS#: U8254914
  • Days on Market: 62 days
  • Website: https://www.raveis.com
    /prop/U8254914/1216newyorkavenue_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/24/2024 1:35:12 PM)
Listing courtesy of BRADSHAW & BRADSHAW REALTY SER   Phone: 727-784-1924

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1216 New York AVENUE, Palm Harbor, FL, 34683

$374,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $299,920 $299,920 $299,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $372 $372 $372
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,995 $1,993 $2,572
Total Monthly Payment $2,442 $2,440 $3,019

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.