Price reduction! Selling for current appraisal value. No flooding with Helene or Milton. High and dry. Flood zone X which means no flood insurance required. Location, location, location! You have heard the saying before but this home is truly in the highly sought after downtown Palm Harbor area. Brand new roof July 2024! Brand new impact/storm windows July 2024. No HOA. Freshly painted interior. Welcome home to the Palm Harbor lifestyle! Well maintained home on a very LARGE lot- 95 x 125 with so many possibilities. 3 bedroom 2 bath. Kitchen has stainless steel appliances. Laundry inside. Covered patio. The large lot has a storage building. 2 driveways. So much potential! There is plenty of room for a large garage. Park your boat or RV. Create your backyard oasis. 2 blocks form Palm Harbor University High School. Walk to vibrant downtown Palm Harbor with restaurants, shops. Close to Pop Stansell Park, Wall Springs, Sutherland Bayou boat ramp, YMCA, Pinellas Trail. Close to local beaches including world famous Clearwater Beach. Just a short drive to downtown Dunedin and Tarpon Springs.
This is a fantastic location. Come make this your own!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$374,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $299,920 | $299,920 | $299,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $372 | $372 | $372 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,995 | $1,993 | $2,572 |
Total Monthly Payment | $2,442 | $2,440 | $3,019 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.