One or more photo(s) has been virtually staged. AN ADORABLE & CHARMING PRINCE DOESN'T EVEN BEGIN TO DESCRIBE THIS UPDATED TWO BEDROOM PLUS A DEN HOME IN THE SOUGHT AFTER 55+ GOLF COMMUNITY OF ROYAL HIGHLANDS. THE VAST AND UNIQUE DETAILS MAKE THIS 1556SF. PROPERTY INCREDIBLY COZY AND WELCOMING. SITUATED ON A QUIET STREET WITH SHADE TREES, LUSH LANDSCAPING, TWO CAR GARAGE (HALF USED AS A WORKSHOP/ENCLOSED POTTERS AREA), AND OPEN FLOOR PLAN! INSIDE YOU'LL FALL IN LOVE WITH THE COLOR PALETTE OF NAVY AND SOFT WHITES, LENDING YOU A TRUE LAKE COUNTY VIBE. THE KITCHEN IS OPEN TO THE MAIN AREAS OF THE HOME AND FEATURE QUARTZ COUNTERS, STAINLESS APPLIANCE PACKAGE, DISPOSAL, ISLAND, AND ADJACENT DINETTE. THE DEN IS ACCESSIBLE BY FRENCH DOORS, AND THE SPLIT BEDROOM FLOOR PLAN GIVES YOUR GUESTS THEIR PRIVACY. THE HUGE LANAI OVERLOOKS GORGEOUS GARDENS, MATURE OAKS, AND YOU'LL SEE THE FLORIDA SUNSETS FROM YOUR VERY OWN FRONT YARD! UPDATED FLOORS, INTERIOR PAINT, KITCHEN, ACCENTS, 2020 HVAC AND WATER HEATER, AS WELL AS A 2023 ROOF ARE JUST A FEW OF THE DETAILS THE NEW OWNER WILL NOT HAVE TO CONTEND WITH! THIS WELL-BUILT HOME IS MOVE-IN READY. BE SURE AND BOOK YOUR TOUR TODAY! HOMES IN THIS CONDITION ARE HARD TO FIND! ROYAL HIGHLANDS IS A GATED COMMUNITY WITH FITNESS, POOLS, COURTS, CRAFTS, CLUBS, FULL-SERVICE RESTAURANT AND MORE!
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Our Executive Mortgage Banker:
Our Insurance Division:
$309,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $247,999 | $247,999 | $247,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $152 | $152 | $152 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,650 | $1,648 | $2,126 |
Total Monthly Payment | $1,877 | $1,875 | $2,353 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.