Looking for a BOGO with Direct Water Access and Solar. This is it!! This completely updated home is actually two homes in 1. Upstairs you will find a huge 4 bedroom 2 bath residence with a magnificent open floor plan. Real wood flooring in the living room and all the bedrooms gives this home the sense of grandeur it deserves. The lower residence has been completed with all new luxury vinyl tile throughout. The lower residence has a completely upgraded kitchen and bath with a similar open floor plan. The bedrooms are very spacious and have lots of privacy. The most elegant feature of this home is the roman style heated pool which spans 35' X 15' and the circular spa which overflows into it creating a lovely cascading water feature that is calming to listen to in the evening as you enjoy watching the sunset from afar. This homes' title roof was recertified in 2023 and it is equipped with over $60, 000 of solar panels that transfer to the new owner. The current owner has not paid an electric bill in years and last year they received a $500. 00 credit from LCEC. If you are into Mango Margaritas then this is your dream home. The huge mango tree to the left of the home produced over 200 mangoes this past season. This home is almost a zeroscape home with only 1 patch of grass to the left of the pool just enough yard for the dog. Solar panels were installed in 2022. Water Heater in 2016. Pool pump in 2014. Pool Heater in 2021. There are 3 HVAC units in the home, 1 in 2012, 2022 and 2023. Pool also resurfaced in 2023. The price reflects the boat lift that needs to be repaired. Owner had been using the lower level as an AirBnB and it was booked solid through the season. If you have a big boat then Waterway Estates is the perfect place to call home for you and your Boat. More pictures on 9/2/24
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $740,000 | $740,000 | $740,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.762% | 6.036% |
Monthly Tax Payment | $129 | $129 | $129 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,738 | $4,738 | $6,497 |
Total Monthly Payment | $4,958 | $4,958 | $6,717 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.