Under contract-accepting backup offers. Welcome to the delightful little town of Howey in the Hills! A quaint community nestled between Clermont and Tavares. This charming 1955 home has no HOA, however is walking distance to a waterfront pavillion, playground and park! All maintained by the city. You will also be sharing a zip code with the world famous Mission Inn Resort, this means you are literally minutes away from a full service spa, (2) 18-hole golf courses and 4 specialty restaurants! A wedding destination for some will just be Sunday brunch for you and your family! Another special treat is the Yalaha German Bakery! Properly named Lake County, “Howey” sits along the shores of the Harris Chain of Lakes. Whether you’re into boating or fishing, you’ll love the ability to visit different cities and even access the intracoastal waterway! A favorite stop is Historic Downtown Mount Dora, a destination city for boutique shopping, dining at restaurants like The Goblin Market and Pieces Rising and events year round! Now that location has been established as AWESOME, let’s talk about your future home! Sitting on a 1/4 acre lot, this 3 bedroom 1 bath home is move-in ready with kitchen and bath updates and newer energy efficient windows. The HVAC, roof and tankless water heater are all just a few years old. The character of this home is still intact with a mosaic tile porch, wrought iron columns covered in ivy and original hardwoods and tile under the new laminate. A quick fix for some, but for those who appreciate vintage, it will be a gift to uncover! A large family room and office/sunroom span the front of the home with large windows and plaster walls. The kitchen is in the center with a back door to the gorgeous backyard space. It definitely needs a cute screened door! A nice spot to have coffee or conversation around the fire pit! Access to the laundry room is just off the carport making these spaces the path of least resistance for adding more living space and another bathroom! I speak of potential because there’s a ton or enjoy it just the way it is! “They just don’t build them like this anymore!” The property has mature oaks providing shaded areas to sit. An array of flowering tropical plants have organically created a picturesque view from every window! Plenty of room for a pool, detached garage and a soccer game! Why buy a cookie cutter home? Do what you want with endless possibilities! Mid Century Awesome! Florida's Turnpike is just 5 miles away on Hwy 27 with convenient access to Winter Garden and Greater Orlando.
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $231,920 | $231,920 | $231,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $263 | $263 | $263 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,409 | $1,409 | $1,833 |
Total Monthly Payment | $1,747 | $1,747 | $2,171 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.