NEW CONSTRUCTION (completion Feb 2025): This Sanctuary Model Home offers SUPERIOR CRAFTSMANSHIP with. . 4 Bd Rm / 3 Bath. Main level provides a spacious OPEN CONCEPT floor plan with large Bed Rms and a giant private master suite w vaulted ceilings & walk in closet. High vaulted ceilings in the living & dining rooms. Hardwood floors throughout. Modern Kitchen w/ granite countertops, plywood box soft closing cabinets, energy star appliances, tile flooring. The lower level contains 9' ceilings, a 4th bedroom and a family room both flooded with natural light, 3rd full bathroom, and laundry. Perfect for. . guest room, hangout or home office. Large 2 Car Garage fits car or truck. plenty of room for storage. Close to local wineries, hiking and entertainment. Don't miss out *This is NOT cheap builder grade spec home. This is an AFFORDABLE LUXURY home built with Quality & layout in mind. SEE VIDEO TOUR INCLUDED
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $463,920 | $463,920 | $463,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $1,000 | $1,000 | $1,000 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,086 | $3,083 | $3,912 |
Total Monthly Payment | $4,178 | $4,175 | $5,004 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.