This co-op studio home is south facing with excellent light streaming through oversized windows. The kitchen is outfitted with granite countertops, stainless steel appliances, including a dishwasher and microwave, and tasteful, modern cabinets. The bathroom is also surrounded in warm, stone and porcelain tiles, along with a glass door to the tub/shower and a vanity with storage. There is a dressing area, along with four spacious closets. There is also central heat and air for your convenience. Pets are welcome.
10 W. 15th Street, also known as Park Gramercy, is luxury co-op building on the border of four fabulous neighborhoods--The Village, Union Square, Chelsea and the Flatiron District, with a full-time doorman, live-in super, on-site property manager, central laundry room, package and dry cleaning service, and parking garage. You will be near the F, N, R, Q, W, 4, 5, and 6 subway lines, tons of restaurants, shopping on Lower Fifth Avenue, Whole Foods, cafes and convenient shopping. The minimum down payment at closing is 25%. Pied-a-terres and co-purchasing are allowed, where gifting is case-by-case. Subletting two out of every five years is also allowed. Make this your new home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$550,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,673 | $2,673 | $3,477 |
Total Monthly Payment | $2,765 | $2,765 | $3,569 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.