RIVER FRONTAGE! This is a rare chance to own a 1. 4-acre parcel with an impressive 180 feet of frontage on the picturesque Mad River. Imagine waking up to the soothing sounds of the river every day! This property is not just a piece of land—it's the foundation for your dream escape. With a roughed-in driveway, completed perc test, and State-approved septic design, you're already steps ahead in the building process. The upper level of the lot remains beautifully wooded, offering a natural and serene setting for your future home, while the lower level has been thoughtfully cleared, providing abundant flat space for endless recreational possibilities. Plus, a charming, level grassed area closest to the river is the perfect spot for a hammock or Adirondack chairs—your personal riverside retreat awaits. Opportunities like this don’t come around often! *Owner is a licensed real estate agent.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $159,920 | $159,920 | $159,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $972 | $972 | $1,264 |
Total Monthly Payment | $1,047 | $1,047 | $1,339 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.