Welcome to sought after Deep Creek. A deed restricted community in Punta Gorda, FL. This is a 4 bedroom, 2 1/2 bath home with plenty of space on a double lot. Plenty of room if you want to build an RV garage (approval by the HOA is required). This pool home has a great floor plan for family and entertaining. There is a large foyer for a dramatic entrance to the living room and family room A half bath is located off the family room for guests. The kitchen has SS appliances with cabinets and granite countertops. Two large walk-in closets are in the master bedroom which also has access to the new picture window screened pool area. The master bath has a jetted tub with separate shower, double vanities and private water room. 3 other bedrooms are located on the opposite side of the home with a full size bath with pool access. This home has tile throughout for ease. There is a laundry tub in the inside utility room with washer and dryer.
Updates include: 70'X15' fenced dog run, New kitchen lights, 50gal hot water heater, screened lanai, outdoor shower, roof reseal and broken tiles replaced, new water shut off valves, pool reconditioned, new pool pump.
This is a great community with Deep Creek Golf Course nearby as well as a park w/playground, tennis and pickleball courts. Easy 1-75 access with restaurants and shopping nearby. NO FLOOD ZONE!!!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$479,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $383,200 | $383,200 | $383,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $333 | $333 | $333 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,549 | $2,517 | $3,232 |
Total Monthly Payment | $2,957 | $2,925 | $3,640 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.