PRICE IMPROVEMENT! No damage from Hurricane Helene or Milton. Check out this great opportunity to own your dream waterfront home on a deep saltwater canal with direct access to Palma Sola Bay. This meticulously maintained/updated property is a gem for both investors and dream home seekers alike. The split 3 bedroom/2 bath floor plan features spectacular water views from multiple rooms including the large covered screened lanai perfect for relaxing or entertaining guests. Enter through the front door into the spacious family/living room and immediately notice the attention to detail. The updated kitchen has solid wood cabinetry with built-in pantry, soft close doors/drawers, black stainless steel appliances, and solid surface countertops. The master bedroom includes a sitting area, a walk-in closet, and a new oversized shower. There are also two additional bedrooms and a remodeled guest bath. Step out onto the outdoor living space to enjoy a morning cup of coffee with a chance to see manatee just off the dock. Recent updates include: New roof 09/24, Master bath 07/24, Kitchen and guest bath 02/23, Fresh Interior/Exterior paint 07/24, New Wear Deck board 64' dock w/covered boat lift (10, 000lb) and fish cleaning station 2022, Impact windows and exterior doors 05/16, Screened back patio w/pavers 2017, and HVAC 08/16. More. . . Being just a short boat ride with no bridge access to the intercoastal and the Gulf of Mexico and only a two mile bike ride to the area beaches which adds even more appeal to this already incredible home. Don't miss this unparalleled opportunity to own a piece of coastal heaven that is accommodating for everyday living and for AIRBNB Rentals. Call today for your private showing! ALL FURNITURE IS NEGOTIABLE
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,099,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $879,200 | $879,200 | $879,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.750% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.851% | 6.790% |
Monthly Tax Payment | $588 | $588 | $588 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,630 | $5,702 | $7,719 |
Total Monthly Payment | $6,343 | $6,415 | $8,432 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.