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9823 SE 178th LANE, Summerfield, FL, 34491 | $238,900
The location of this home is perfect if you love swimming or wish to have a personal gym out your back door. The home is located just a short distance from Spruce Creek South’s recreation center. Pool, gym, library, billiard’s, card room, and all the recreational activities you live in a 55+ community to enjoy are just yards away. This two-bedroom, split floor plan, volume ceilings, with a Florida room is just the right size for retirement. The finished Florida Room can be used as a separate TV area, office, or third bedroom for guests. Oh, did I mention the Open Patio for grilling and enjoying the afternoon breezes and a chat with your neighbor. Stainless steel appliances and updated countertops with two skylights in the kitchen, updated bathroom counters, and ceramic tile in most rooms are just a few upgrades. The breakfast bar lends to friends or family chatting or seating for that afternoon snack. This open and welcoming feature is very popular with this model home. There are plantation window coverings in the living and bedroom windows. Ceiling fans, skylights and plenty of storage continue as some of the notable features of this home. The garage has a workshop area, utility sink, and washer and dryer. Lots of storage and shelving, ceiling fans, and pull-down attic storage and garage door opener are more features in this garage. Come check out our friendly golf cart neighborhood, secure and safe with a staffed guard gate. We have softball, dog park, and air gun range just to mention a few of the activities. Spruce Creek South is located near the Villages, offering recreational facilities without the crowds and the traffic. Cozy 1600 home community offers security and the feeling of security in this stressful time. Lots are large and well landscaped with an abundance of landscape maintenance companies ready to help you maintain your green space. Softball and Dog park recreation areas allow for acres of biking, walking and fresh are activities. There is an Air gun club and storage for your RV or boat. Fitness and most recreation are at no extra fee. Come check out this best kept secret neighborhood near the Villages.
Features
- Amenities: Pool, Recreation Facilities, Sauna, Security, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s), Trail(s), Vehicle Restrictions
- Rooms: 8
- Bedrooms: 2
- Baths: 2 full
- Lot Size: 88 x 90
- Laundry: In Garage
- Year Built: 1993
- Garage: 2-car Driveway, Garage Door Opener, Ground Level, Workshop in Garage
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,630
- Acreage: 0.18
- Lot Size: 88 x 90
- Est. Taxes: $1,150
- HOA Fee: $171 Monthly
- Adult Communities: Yes
- Pet Policy: Cats OK, Dogs OK, Number Limit
- Appliances: Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- MLS#: G5086436
- Days on Market: 10 days
- Website: https://www.raveis.com
/prop/G5086436/9823se178thlane_summerfield_fl?source=qrflyer
Listing courtesy of TEAM WYN REALTY LLC Phone: 352-239-1868
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
9823 SE 178th LANE, Summerfield, FL, 34491
$238,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $191,120 | $191,120 | $191,120 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.500% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.490% | 6.297% | 5.597% |
| Monthly Tax Payment | $96 | $96 | $96 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,208 | $1,161 | $1,549 |
| Total Monthly Payment | $1,379 | $1,332 | $1,720 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388