This gorgeous TWO-STORY, Mira Mar Floor Plan is a 5-bedroom, 3-bathroom home in the Lancaster community of St. Cloud. It is a perfect blend of modern elegance and thoughtful design, with HIGH CEILINGS and plenty of natural light and upgrades throughout. Upon entering, you will see the DEN/FLEX space that could be enclosed for a private office or used as a Library. Then you will enter the gorgeous kitchen featuring beautiful 42inch shaker grey cabinets paired with sleek QUARTZ countertops, a WALK-IN PANTRY, STAINLESS STEEL appliances, a convenient EAT-IN SPACE with access to the covered back lanai and the open living room. The 5th bedroom downstairs adjacent to a full guest bathroom offers comfort and efficiency for any visitors. Upstairs, the main bedroom is a sanctuary of comfort, complete with an EN-SUITE BATHROOM and WALK-IN CLOSET. The en-suite bathroom is modern and luxurious, featuring a contemporary shower and a garden tub, perfect for unwinding after a long day, as well as DUAL SINKS and a separate WATER CLOSET. The second floor also features an additional 3 bedrooms, a full bathroom, a devoted LAUNDRY ROOM, and a huge LOFT space for play. Each room is spacious and well-appointed, ensuring comfort and versatility to suit various needs. The backyard outdoor space is designed for relaxation and entertainment, featuring a COVERED PORCH that extends your living space into the outdoors, and is FULLY FENCED-IN. Paid Solar Panels Included with the Sale! The location provides outstanding convenience, less than a half-mile from US 192 (E. Irlo Bronson Memorial Hwy), a direct thoroughfare to St. Cloud and Florida’s Turnpike. Walt Disney World is 32 miles away. Royal St. Cloud Golf Links club is just 6. 5 miles away. Shopping centers and convenience store, gas stations etc. are also nearby.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$495,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $396,000 | $396,000 | $396,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $294 | $294 | $294 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,635 | $2,601 | $3,340 |
Total Monthly Payment | $3,004 | $2,970 | $3,709 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.