Under contract-accepting backup offers. Truly one of the most beautiful communities in the area! Built around the Bahama blue waters of an old sand mine is Waterside Pointe. This gated community has a mix of townhomes and single family homes, some valued at nearly a million dollars! The townhomes have been recently updated with a lakeside paint palette to compliment the surroundings. This particular home has the primary bedroom with full bath on the first floor along with the great room, formal dining and kitchen. The fully equipped kitchen has a sink overlooking a small paver courtyard and private covered access to the 2 car garage. Espresso Timberlake cabinets compliment the granite countertops and stainless appliances (all convey). A closet pantry and island gives additional storage space and room to entertain. The laundry closet (normally has doors) can be hidden away easily, but is super convenient when doing chores! Wood look tile was a great choice with a neutral color and easy upkeep. Upstairs opens up to a huge bonus room that could really serve more than one purpose! There are 2 bedrooms with adequate closet space and full bathroom to share. Multiple windows ensure great natural light in the space unlike other townhome options! The current owners have just added a new baby to the family and are only moving to have more space! They have loved living in Waterside, enjoying the amazing pool, 4 story waterslide, fitness center and the ability to host parties at the clubhouse! You will always see neighbors out for a bike ride or walking their dogs around the lake! A friendly and convenient place to live! Located off Lake Minneola just across the water from Historic Downtown Clermont, enjoy the Sunday Farmer’s Market, seasonal festivals and an array of fun places to eat, shop and party! Clermont, long known as “The Gem of the Hills” has also adopted the nickname “The Choice of Champions”. Athletes from all around enjoy our lakes and hills training for triathlons and more! Home to many famous wake boarders, it’s always fun to watch them early morning on the shoreline! Big things are in the works for our once sleepy community, but don’t worry, we still have the charm! Waterside Pointe WAS in Clermont at one point, but annexed into Groveland a few years back! Some communities further west actually have a Clermont address! We are all really just one big happy family! Groveland has been named “The City with Natural Charm”. Known for its vast acres of ranch land, true country living and quaint neighborhoods with a low key, hometown feel. Located just minutes from Florida’s Turnpike with easy access to Winter Garden, Orlando and surrounding cities! Also located just off Hwy 19 is the public boat launch into Lake Lucy, the perfect lake to enjoy fireworks from Clermont, Groveland and Mascotte, not to mention the gorgeous unobstructed starry nights! No bright lights here, you can truly get away from the hustle and bustle of city life AND be close enough to all of life’s conveniences and resources! Fun Fact: Groveland was nationally recognized as a “Dark City”…meaning they are one of the top cities in America with low “light pollution” at night! Guessing Vegas is on the other list!!!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,920 | $239,920 | $239,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $183 | $183 | $183 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,596 | $1,595 | $2,057 |
Total Monthly Payment | $1,854 | $1,853 | $2,315 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.