Charming 4-Bedroom Bungalow in Silver Springs Community!
Welcome to your dream home in the highly sought-after Silver Springs community of Saint Cloud, Florida! This stunning 4-bedroom, 2. 5-bathroom bungalow, built by Meritage Homes in 2022, combines modern design with exceptional energy efficiency. This home sits in the "heart of the community" and is only a few steps away from the community park and pool, offering both quick access and convenience. The landscape has been recently upgraded, providing enhanced curb appeal! The Ellison model boasts a contemporary layout with an expansive great room and dining area, perfect for family gatherings and entertaining. The chef’s kitchen features sleek stainless steel appliances, elegant granite countertops, and new cabinets in the kitchen, pantry & laundry room. An island with seating overlooks the combined dining and living areas, creating a seamless flow for everyday living. Upstairs, the spacious primary suite is a true retreat with its oversized walk-in closet, dual sinks, and a luxurious standing shower. Take in the views of the community pool and park plus breathtaking sunsets daily from your owner's retreat! The upper level also includes a versatile loft area, ideal for a home office, playroom, or additional living space. The home is thoughtfully designed with tile flooring downstairs and plush carpeting upstairs. Designer accent walls have been painted throughout the home, adding both elegance and style. Additional highlights include double-pane windows and an insulated roof, enhancing energy efficiency and comfort year-round. A large two-car garage provides ample storage space, and the community offers fantastic amenities, including a pool, cabana, park & tot lot. Conveniently located near the vibrant City of Lake Nona and Sunbridge Community - known for its A rated schools - this home offers a variety of educational options for the entire family. Enjoy easy access to a wide range of retail shops, coffee shops and restaurants, including the popular Boxi Park - with its food truck-style eateries, live music and beach volleyball court. Minutes from the renowned Medical City & Orlando International Airport this home offers the perfect location for all of your needs. With close proximity to major highways, you and your family can spend the day at one of the many theme parks in Orlando. With abundant grocery and retail options close by, this home truly offers a blend of luxury, convenience, and community spirit. Don’t miss the opportunity to make this exceptional property your own!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $331,920 | $331,920 | $331,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $409 | $409 | $409 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,264 | $2,206 | $2,846 |
Total Monthly Payment | $2,748 | $2,690 | $3,330 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.