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240 5E5 Cards Pond Road, South Kingstown, RI, 02879 | $198,900
COTTAGE at 240 Cards Pond Rd in South Kingstown, RI on site 5E5. It is considered, the "Best price on the beach"! 199K, and I can see Block Island from my deck. 1 bedroom, 1 bath, living space with 8'x16' deck, cottage at Roy Carpenters Beach. (on leased property open May-Oct) approximately 100 feet from the ocean. Small, but has everything necessary to enjoy living at the beach in a gated resort community. 2 parking spots, both an indoor and outdoor shower, full kitchen, and even ceiling fans in each room. Very comfortable and relaxing atmosphere. Location, activities, beautiful well managed facilities, and a huge not so busy life guarded beach. This resort like property has it all! Come to see what you have been missing out on. One weekend in this beautiful relaxing cottage at this location will make you a believer. Walk the beach, watch the sunset, or ride the waves. Reward yourself with this little piece of paradise! Act quickly it's priced to sell. Move right in and enjoy the rest of the good weather. This cottage doesn't need a thing, as it is very low maintenance. 10 minutes to cut the grass, and then off to the beach you go! Remember, it's a gated community. You will be safe, your property secure, and the rules prohibit strangers. That alone is worth the seasonal lease price. People love it here and you will too.
Features
- Rooms: 3
- Bedrooms: 1
- Baths: 1 full
- Style: Cabin
- Year Built: 1950
- Garage: No Garage
- Heating: None
- Cooling: None
- Basement: None
- Approx Sq. Feet: 320
- Acreage: 0.06
- Est. Taxes: $1,230
- Appliances: Electric Water Heater
- MLS#: 1367478
- Website: https://www.raveis.com
/prop/1367478/2405e5cardspondroad_southkingstown_ri?source=qrflyer
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Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 7654
401.474.4879
Whitney.Rugg@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
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240 5E5 Cards Pond Road, South Kingstown, RI, 02879
$198,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Whitney Rugg
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $159,120 | $159,120 | $159,120 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
| Monthly Tax Payment | $103 | $103 | $103 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,085 | $1,058 | $1,342 |
| Total Monthly Payment | $1,262 | $1,235 | $1,519 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB