Your Dream Home Awaits! *BACK ON MARKET BUYER FINANCING FELL THROUGH** Enjoy lower electric bills with SOLAR PANELS included! This 4-bedroom 3-full bathroom home has a 3-car garage, over 2, 500 heated square feet, and an AMAZING CUSTOM BUILT LUXURY PRIVATE POOL WITH A STUNNING POND VIEW! Located in the well-maintained Spencer Creek community, this newly built ranch style home features a desirable modern open split floorplan with ceramic tile and high ceilings throughout. The spacious kitchen has a HUGE ISLAND with solid wood cabinets, stainless steel appliances, a walk-in pantry, and breakfast nook, all well-lit with recessed lighting! The kitchen overlooks the living room with an enclosed Den adjacent which can be utilized as a Flex room for an Office, study, or playroom! The master retreat overlooks the beautiful pool and pond view with the master bathroom having a dual sink vanity with open space plus a walk-in closet! Outside, is your own PRIVATE OASIS! With beautiful, staggered pavers laid over the entire 1, 700 square foot screened in patio, with a fully covered seating area (furniture and LP Fireplace included) with two remote controlled overhead fans, a BUILT-IN STONE DRY BAR WITH A GRANITE TOP AND BUILT-IN FRIDGE & ICE MAKER which can be utilized as an outdoor kitchen, PLUS two mounted TV'S! Let's not forget the VERY high-end SALTWATER HEATED POOL & SPA with travertine coping, an extra high wall for privacy, decorated with stone and two magic bowls for water filtration and a serene waterfall like sound! The wall also has a mounted waterproof 55-inch TV, with the raised spa perfectly centered for TV viewing and having plenty of room, along with a pool tanning ledge/ sun shelf to soak in all the beauty! Customize the pool lighting with underwater multicolor LED lights which can be controlled from your phone along with all other pool and spa functions for convenience. All of these added bonuses while having an amazing pond view and fully fenced in yard! Do not miss this unique opportunity, call for a private viewing!
Assumabke VA loan @ 3. 25%
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Our Executive Mortgage Banker:
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$529,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $423,200 | $423,200 | $423,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $766 | $766 | $766 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,816 | $2,813 | $3,629 |
Total Monthly Payment | $3,674 | $3,671 | $4,487 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.