NEW ROOF AND UPGRADES GALORE make this move in ready home the one for YOU! This charming home is nestled in The Gardens section of Lake Bernadette and is situated on a . 55 acre lot. As you drive up you immediately notice the brand new roof and lovely exterior paint. You enter the home and the luxury vinyl plank flooring starts here and continues into the kitchen, hall and Bedroom 3. The living room features a ceiling fan and coat closet. The kitchen boasts wood cabinets, granite counters, updated appliances, sink & faucet. The primary bedroom has newer carpet, ceiling fan, walk-in closet and a completely remodeled en suite bathroom! The bath has ceramic tile flooring, new toilet, vanity, sink, faucet and medicine cabinet as well as reglazed tub. The shower tile is new too. . . the tiles extend to the ceiling and the feature gorgeous accent tile work. The 2nd and 3rd bedrooms are spacious with newer ceiling fans, blinds/shades and ample closet space. The hall bath was also gutted and remodeled and features new ceramic tile flooring, toilet, vanity, sink & faucet, medicine cabinet and floor to ceiling tile in the shower. There is also an oversized linen closet in the bathroom. The oversized garage offers room to park two cars PLUS tons of storage space! There's an extra refrigerator that conveys as well as a nicely appointed laundry area. The almost new washer and dryer stay tool! There's a charger for your electric car and pull down attic stairs to access even more storage space. All the "big ticket" items have been done for you . . . even the septic drain field has been replaced! The HOA fees are LOW - they are only $50 per year and there is a park / playground on Bernadette Drive for community use. Seller updates: Roof August 2024 | Both bathrooms fully remodeled August 2024 | Washer and Dryer 2023 | Exterior paint 2023 | Septic drain field replaced September 2022 | Added cabinets, new sink & faucet and granite counters to kitchen August 2022 | New kitchen appliances January 2022 | November 2021: all of the flooring throughout the home was replaced including luxury vinyl plank & carpet along with new baseboards installed. They removed the drop ceiling in the kitchen and the popcorn ceilings & painted the interior of the home including new baseboards. New light fixtures & ceiling fans were installed as well as blinds & shades | AC 2015 |
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$339,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $271,200 | $271,200 | $271,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.125% | 5.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.273% | 5.278% |
Monthly Tax Payment | $324 | $324 | $324 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,714 | $1,648 | $2,145 |
Total Monthly Payment | $2,113 | $2,047 | $2,544 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.