Direct oceanfront corner unit, fully furnished condo home renovated in 2019! This 2-bedroom 2 bath oceanfront condo home is on the sought-after no-drive beach in the most desirable Sea Coast Gardens II condominiums! The living area is spacious with stunning direct ocean views. Step out onto your PRIVATE BALCONY to take in breathtaking sunrises and the refreshing breezes of the Atlantic Ocean. Cozy up to the unique corner electric fireplace on those cool beach nights during the winter months. The ocean views continue in the primary bedroom and the second bedroom is perfect for family and guests. The open kitchen is a chef’s delight, featuring solid surface countertops, stainless steel appliances, plenty of storage, a coffee/wine bar area and a layout perfect for entertaining. Luxury vinyl plank flooring flows throughout the home, complemented by modern furnishings. Both bathrooms are fully updated with modern fixtures. The HVAC was installed in 2021 and there are impact windows and slider. In the community courtyard, you’ll find two OVERSIZED pools, perfect for cooling off on hot Florida days. Located just a 3-5-minute drive to Flagler and Canal Ave. shopping districts where you will enjoy the vibrant nightlife, artsy shops, and locally owned restaurants that New Smyrna Beach has to offer. Whether you're looking for a personal retreat or a top-earning rental property, this unit checks all the boxes. Schedule your showing today!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $495,920 | $495,920 | $495,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $593 | $593 | $593 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,425 | $3,296 | $4,182 |
Total Monthly Payment | $4,110 | $3,981 | $4,867 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.