PRICE DROPPED! NEW ROOF/ NEW WATER HEATER INSTALLED ON A OVERSIZED LOT WITH A LARGE FULLY FENCED IN BACKYARD!!! SELLER WILL ALSO GIVE $2, 500. 00 TOWARDS BUYERS CLOSING COST! The Amazing OPEN FLOORPLAN Consist of 4-BEDROOMS 2-BATHROOMS and is ready for new owners in an well established neighborhood with a VERY LOW HOA. NEED 5 BEDROOMS, convert one of the flex rooms to make a comfortable 5 bedroom home! RECENT ADDED UPGRADES consist of NEW CARPET 2024, NEW INTERIOR PAINT 2024 and AC WAS UPGRADED IN 2018! As you step inside you will be greeted by the spacious, open living areas ideal for entertaining guests or relaxing with family. With over 2, 000sqft of living space giving you the privacy and functionality that you're looking for along with a separate living room and formal dining room for all your entertaining needs. Enjoy the Florida sunshine in your very own private large backyard, providing a safe and serene space for outdoor activities, gardening, or simply unwinding after a long day. This home offers the perfect balance of indoor and outdoor living. Located in a prime spot in North Lakeland, you'll have easy access to schools, parks, shopping, and dining along with convenient access to all the major highways.
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Our Executive Mortgage Banker:
Our Insurance Division:
$355,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $284,000 | $284,000 | $284,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $336 | $336 | $336 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,889 | $1,888 | $2,435 |
Total Monthly Payment | $2,300 | $2,299 | $2,846 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.