Solid custom built cape in a convenient location on a quiet cul de sac. With a little sprucing up, this home will be a gem! Great wood siding, 2 car garage with a separate walk up loft for storage or potential in-law apartment, a large breezeway features laundry, could be used as an office, mudroom and/or a sitting room. The kitchen has solid wood oak cabinets and newer appliances. The living room has hardwood under the carpet, which is likely in great condition! The dining room, hallway and first floor bedroom all have oak hardwood floors. There is a full bath on the first floor giving the option of one floor living. Upstairs has 3 bedrooms with great storage and a full bath. With some fresh paint, refinished floors this home will be amazingly transformed. In the backyard there is electric out back where the owners had an above ground pool, this would be great for lighting around a fire pit or a pool. So much potential to make this your own with not too much work.
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Lower |
Bedroom 2 | Upper | |
Bedroom 3 | Upper | |
Dining Room | Main | |
Living Room | Fireplace | Main |
Primary Bedroom | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $220,000 | $220,000 | $220,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $473 | $473 | $473 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,337 | $1,337 | $1,739 |
Total Monthly Payment | $1,885 | $1,885 | $2,287 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.