Discover a gardener's paradise in this like-new Colchester home, nestled on a stunning 1. 27-acre lot brimming with vibrant perennial and annual gardens. Inside, you're greeted by a sunny open floor plan featuring an oversized living room, dining area, and gourmet kitchen equipped with granite counters, stainless steel appliances, farmhouse sink, and center island. Upstairs, the primary suite offers a private bath, walk-in closet, and balcony with picturesque views of the backyard. Three additional bedrooms and a full guest bath complete the second floor. The finished walkout lower level provides extra space with a large rec room and 3/4 bath, perfect for guests or a home office. Many thoughtful and cost saving improvements have been made within the past 4 years, including mini-splits that ensure year-round comfort, while owned solar panels and leased Tesla batteries significantly reduce your carbon footprint and energy bills. Enjoy outdoor living at its finest on the covered front porch, back deck, or around the firepit in the fully-fenced yard - ideal for pets. Situated in a small private neighborhood, this home is just minutes from schools, Lake Champlain, I-89, and more! Motivated sellers.
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Our Executive Mortgage Banker:
Our Insurance Division:
$719,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $575,200 | $575,200 | $575,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $661 | $661 | $661 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,924 | $3,823 | $4,893 |
Total Monthly Payment | $4,677 | $4,576 | $5,646 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.