Welcome to your new home in the sought-after Van Sant community of Brandon, where you'll enjoy the perks of living with no HOA or CDD fees. The current homeowner has taken care of major updates, including a new roof, A/C, water heater, and even completed a 4-point inspection and wind mitigation, so you can move in with peace of mind. This home features 4 bedrooms and 3. 5 bathrooms, with the 4th bedroom offering an en-suite, perfect for multigenerational living or hosting guests. The open floor plan is filled with natural light, and the tile floors throughout make for easy upkeep. The spacious kitchen is the centerpiece, boasting Corian countertops, maple cabinets, stainless steel appliances, and a large picture window that looks out over the pool and backyard, plus a convenient breakfast bar. The family room, with its’ sliders to the lanai and cozy wood-burning fireplace, is a great place to unwind. The primary suite features upgraded wood-look tile floors, two large closets, and an en-suite bathroom with a separate shower, jetted tub, and dual sinks. Two additional bedrooms share a full bathroom, while the fourth bedroom's en-suite and private entrance offer extra privacy—perfect for extended family or guests. Just off the kitchen, you'll find the laundry room and a handy half bath serving the pool area. Outside, the screened lanai is an ideal spot for outdoor dining and relaxation, and the expansive backyard, complete with an in-ground pool, offers plenty of room for your RVs, trailers, and boats—no HOA restrictions here! This backyard isn’t just a space; it's an opportunity to create lasting memories and enjoy the best of Florida living. Located in the heart of Brandon, with easy access to the Selmon Expressway and State Road 60, you're less than 45 minutes from Tampa International Airport and just under an hour from award-winning beaches and Disney. Don’t miss the chance to make this exceptional property your own—schedule your showing today and start living the Florida lifestyle you've always dreamed of! View the home virtually with this link: https: //my. matterport. com/show/?m=FhsHyDSHXxM&mls=1
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Our Executive Mortgage Banker:
Our Insurance Division:
$550,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $549 | $549 | $549 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,927 | $2,924 | $3,773 |
Total Monthly Payment | $3,568 | $3,565 | $4,414 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.