HOUSE APPRAISED FOR $163, 000 ON MAY 31, 2024 being sold AS IS. Charming 3-bedroom, 1-bathroom home nestled on a peaceful street in Honea Path, SC. This appealing corner lot spans 1. 2 acres, offering expansive back and side yards ideal for outdoor activities and gatherings. Built in 1960, this home features several updates, including a renovated bathroom and vinyl windows. Conveniently attached to the home is a 1-car carport with a laundry room, adding practicality to its layout. Additional storage is available in a 10' x 15' shed located in the back yard. This home is equipped with solar panels that cover the power bill. Buyer will assume the Sunrun contract to enjoy this cost savings for many years to come. This property's prime location is just minutes away from local amenities, including gas stations, a grocery store, banks and restaurants. With some TLC, this will make a perfect home!
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $112,000 | $112,000 | $112,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $300 | $300 | $300 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $681 | $681 | $885 |
Total Monthly Payment | $1,056 | $1,056 | $1,260 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.