This impeccably designed and built home is located on the highly sought-after north end of Lake Keowee. Enjoy the peace and quiet within the gates of the lovely Bay Ridge community. 914 Bay Ridge features 5 comfortable bedrooms, 4. 5 bathrooms, oversized living spaces, and ample outdoor living on both levels of the home. The impressive ceiling heights and stunning knotty pine and Australian Cypress hardwood floors create the perfect environment to call “home. ” Enter the main level where you’ll be greeted with exceptional views. The main level boasts open living/dining/kitchen combo, perfect for entertaining, as well as a spacious master suite with walk-out access to the rear deck. A large chef’s kitchen features beautiful custom cabinetry, Kitchen Aid appliances, gas cooktop, walk-in pantry, granite countertops and an oversized butcher-block island with prep sink. The kitchen and dining area provide easy access to the peaceful screened-in side porch with wood burning fireplace. A second living room/den with wet bar, 4 additional bedrooms (2 en-suite, 2 with shared Jack and Jill bath), laundry room, and walk-out to additional spacious porch adorn the lower level of the home. This home was lovingly designed on an ideal 0. 6 acre homesite with ~220 feet of shoreline. The back yard is fully fenced and offers a gentle/easy walk to a small man-made beach area, fire pit area and impressive double-decker boat dock. The views from the top level of this dock are awe-inspiring and not to be missed! This home is being offered fully furnished (with the exception of paintings, boat, and antler mirror in foyer, bean bag chair in primary bedroom, and kayak on dock), ready for your family’s immediate enjoyment this summer.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$2,495,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,996,000 | $1,996,000 | $1,996,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 6.258% | 6.201% |
Monthly Tax Payment | $657 | $657 | $657 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $12,128 | $12,128 | $16,843 |
Total Monthly Payment | $12,910 | $12,910 | $17,625 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.