Welcome to this charming and cozy home located in the heart of Lakeland, FL! Freshly painted on the outside, this property is inviting from the moment you arrive. Step inside to discover a spacious living room, perfect for relaxation and entertaining. The kitchen includes a quaint eat-in area, separate from the dining room, making mealtime gatherings a breeze. From the living room, sliding glass doors lead you to a brand-new lanai, offering a wonderful space to enjoy the beautiful backyard. The master bedroom, currently utilized as a theater room, features a walk-in closet, laundry area, and private bathroom, providing ample space and convenience. The two additional bedrooms are generously sized, ideal for family or guests. This home is well-maintained with a 2016 AC system equipped with additional venting for optimal temperature control, a 2023 hot water heater, and a 2016 roof. The full plumbing was redone less than 10 years ago, ensuring peace of mind. For hurricane readiness, an extra outlet for a generator has been installed, and the shed is equipped with power. The property is fully fenced, offering privacy and security. All lighting throughout the house has been upgraded, enhancing the modern feel. Don’t miss out on the opportunity to make this delightful home yours today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$285,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $228,000 | $228,000 | $228,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $256 | $256 | $256 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,385 | $1,385 | $1,802 |
Total Monthly Payment | $1,716 | $1,716 | $2,133 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.