435 Westwinds Drive, Palm Harbor, FL, 34683 | $990,000

Welcome to 435 Westwinds Dr, where the ultimate Florida lifestyle awaits. Built in 2005, this meticulously cared-for and updated waterfront home spans 2, 384 sq ft and offers a perfect blend of comfort and convenience. Whether you’re a boating enthusiast or simply love outdoor living, this home has it all. With ample storage space and enough garage room to park up to 5 vehicles, boats, or even an RV, this property is designed for those who appreciate space and functionality. Inside, you'll find 3 spacious bedrooms, 3 bathrooms, and large walk-in closets, all complemented by high ceilings and beautiful plantation shutters and crown molding that add a touch of elegance. The heart of the home is the large kitchen, featuring updated appliances and light fixtures, seamlessly flowing into an open floor plan that's perfect for entertaining. Step outside to a generously sized deck, ideal for soaking in the stunning sunsets and embracing the outdoor lifestyle. This home is equipped with a propane tank that powers the stove, a newer Rinnai instant hot water heater, and a cozy gas fireplace. Downstairs, you'll discover a beautiful pool and entertaining area that leads directly to your updated dock, complete with a 10, 000lb boat lift and a kayak lift. There’s even room to install an elevator, making this home adaptable to your future needs. This home is a must see! Schedule your appointment today before it is too late!

Features

  • Amenities: Clubhouse
  • Rooms: 5
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Inside, Laundry Room
  • Style: Elevated
  • Year Built: 2005
  • Garage: 5-car Boat, Garage Door Opener, Split Garage, Tandem
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,384
  • Acreage: 0.21
  • Est. Taxes: $6,851
  • HOA Fee: $60 Annually
  • Lot Desc: Flood Insurance Required, Level, Sidewalk, Unincorporated
  • Elem. School: Sunset Hills Elementary-PN
  • Middle School: Tarpon Springs Middle-PN
  • High School: Tarpon Springs High-PN
  • Pool: Gunite, In Ground, Lighting, Solar Heat
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator, Tankless Water Heater, Water Softener
  • MLS#: U8255540
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/U8255540/435westwindsdrive_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/9/2024 1:58:00 AM)
Listing courtesy of PAPPAS REAL ESTATE LLC   Phone: 727-940-5395

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

435 Westwinds Drive, Palm Harbor, FL, 34683

$990,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $792,000 $792,000 $792,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.625% 6.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.406% 6.762% 6.830%
Monthly Tax Payment $571 $571 $571
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $5,137 $5,071 $6,954
Total Monthly Payment $5,800 $5,734 $7,617

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.