Welcome to the ease of single level living in an extremely desirable Johnson neighborhood! Situated nicely between a few of Vermonts top ski resorts, Stowe, Jay Peak and Smugglers Notch, you are able to explore some of the best mountains Vermont has to offer! Entering the first floor from the covered porch you are greeted by 2 generous sized bedrooms, a full bathroom and with an open floor plan for ease of coming & going! The kitchen & dining space work functionally as one and provide you with options for furniture layout. The deck off the kitchen/dining space allows you to enjoy the nature and peaceful setting of this property! With a heating & cooling pump on this main level, you are sure to be comfortable regardless of the time of year. Going down to the lower level of the home, you will find a half bath in another finished room with closet space, perfect for a home office or a hobby room. A secondary living room with several windows for natural light, a Hearthstone wood stove and monitor heater, give you more space to enjoy occupying this home! The lower level has some unfinished space that is perfect for storing extra belongings. Outside you will find a few level yard spaces, perfect for a fire pit, gardening, playing or hosting! Many trees on the property give you natural shade during the warmer days and provide you with the beauty of fall foliage season. Don't miss your chance to own a piece of Vermont! Book a showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$345,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $276,000 | $276,000 | $276,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.470% | 6.161% | 5.248% |
Monthly Tax Payment | $385 | $385 | $385 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,677 | $1,653 | $2,181 |
Total Monthly Payment | $2,137 | $2,113 | $2,641 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.