If the idea of a Home Owners Association gives you the creeps, you do not want to miss out on this micro homestead in Greer! Located in a USDA eligible area, this home offers you the ability to purchase with no down payment, if you choose. Lovingly cared for, and located on a quiet and paved private road you can find your peace at this home! There are only six total homes located on this road. The front porch is an amazing place to enjoy a cup of coffee! Inside, you enter into a dining room that could be used for various purposes. The floor plan is wide open and made for entertaining. The kitchen is large and has stainless steel appliances that all remain. Solid cherry French doors lead into a room off of the living room that can serve as a bedroom, office, or playroom. There is a propane gas log fireplace in the living room, that will be a wonderful asset in a power outage or if you just want some ambience. The primary bedroom is at the rear of the home for maximum privacy. It offers a walk-in closet with custom shelving, and a garden tub. All secondary bedrooms are located on the left side of the home, along with a bathroom. Outside you will find so much to get excited about! From a poured concrete patio, to two large decks, a greenhouse, deluxe chicken coop (8 chickens - all hens - remain with the home if new buyer wishes), a large wooden playset, and a trampoline you will have an amazing experience outside and never be bored! With almost one acre of property, fig bush, two peach trees, raised garden beds, and more eggs coming from the chickens than you can eat - you will be in great shape for living your best life in Greer! Excellent Blue Ridge School assignments! Come feel at peace and at home here!
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William Raveis Real Estate
Phone: 888.699.8876
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $252,000 | $252,000 | $252,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $82 | $82 | $82 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,572 | $1,531 | $1,991 |
Total Monthly Payment | $1,729 | $1,688 | $2,148 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.