Introducing this midcentury modern jewel, committed to its origins and meticulously maintained. Owned by the same family for almost 40 years, every bit of the property has been maintained. For example, aluminum clad Pella windows were installed in the first floor in 2019, with the second floor prior. Designed with future living in mind, the floor plan will be embraced by even the most discriminating buyers; the charm and uniqueness are stunning. Expansive kitchen, with incredible counter space, new appliances and great storage, hosts a French country stucco fireplace in the eat in area. The light filled sunroom is conveniently located off the kitchen, with access to a brick patio and a peaceful and quiet view of nature. Located across the hall is the main floor primary bedroom and private bath, including a bidet. A fireplace designed entirely of marble is the focal point of the living room and is both artistic and edgy, balancing the serenity of the space with large windows, which flows into the dining room. Floor to ceiling windows grace much of the first floor, hardwood floors throughout, and mudroom room/laundry room is conveniently located off the attached garage with a sink, and more storage. The second floor hosts two large bedrooms, full bath and a gathering space at the top of the stairs; great for an office, overflow media room and more. Located on the end of a cul-de-sac, and with Old Lyme Land Trust open space on two sides, this home is indeed serene. Lay-Allen Preserve and the McCullough Family Open Space are connected, and can be accessed easily by this property; together totaling over 500 acres. The grounds are pristine and beautifully designed with an irrigation system in the front yard. If it's a beach day you are after, residents of Old Lyme have access to the Town Beach at White Sands, complete with bath house, outdoor shower, parking, a gazebo, and of course, white sandy beach. Florence Griswold museum is located just down the road, on the Lieutenant River and the home of American Impressionism. Old Lyme is part of the school district, Regional District 18, along with the town of Lyme, and their motto is "Private School Experience in a Public School Setting" Lots to love here!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 24.0 x 14.0 | Upper |
Bedroom 2 | Hardwood Floor | 12.0 x 12.0 | Upper |
Dining Room | Hardwood Floor | 11.0 x 14.0 | Main |
Family Room | Fireplace,Sliders,Hardwood Floor | 15.0 x 13.0 | Main |
Kitchen | Pantry,Hardwood Floor | 14.0 x 11.0 | Main |
Living Room | Fireplace,Hardwood Floor | 14.0 x 19.0 | Main |
Office | Hardwood Floor | 14.0 x 13.0 | Upper |
Primary Bedroom | Tub w/Shower,Walk-In Closet,Hardwood Floor | 16.0 x 12.0 | Main |
Sun Room | Patio/Terrace,Sliders,Hardwood Floor | 13.0 x 14.0 | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,200 | $519,200 | $519,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $561 | $561 | $561 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,454 | $3,451 | $4,379 |
Total Monthly Payment | $4,107 | $4,104 | $5,032 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.