Brand new 2, 400 square foot home featuring an open floor plan which includes a large living room, dining room, and custom kitchen with hardwood floors throughout the home. The entire house is adorned with oversized custom windows, allowing plenty of natural light. The kitchen has a large island, ideal for entertaining or joining in on the evening catchup. This home has 3 spacious bedrooms and 2. 5 bathrooms. The primary suite boasts a large walk-in closet and a custom en-suite bathroom with a floating bathtub, separate shower, and double vanity. The second floor also offers additional space suitable for an office or cozy seating area. A generous laundry room with a sink, access to the one-car garage, and the basement is located just off the kitchen. Enjoy relaxing on the beautiful farmer's porch, complete with ceiling fans, and custom lighting. Situated in a quiet and close-knit community, this home is a short walk from a private beach in Bissle Cove, exclusive to residents. It is also less than two miles from North Kingstown Beach and Historic Wickford, where you can explore a variety of restaurants and shops. The residence also has an unfinished walk-out basement with a potential to be finished with buyer's design if desired.
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Our Executive Mortgage Banker:
Our Insurance Division:
$995,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $796,000 | $796,000 | $796,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.000% | 5.875% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.963% | 5.983% | 5.805% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,273 | $4,709 | $6,557 |
Total Monthly Payment | $4,365 | $4,801 | $6,649 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.