5 Cedar Reef D204 Drive, Saint Helena Island, SC, 29920 | $59,900
Fantastic and affordable 6 weeks per year fractional share for a beach getaway. You have a deed in your name. This condo offers breathtaking waterfront views! Stunning two-bedroom, two-and-a-half-bathroom condominium on Harbor Island offers the ultimate coastal experience. Peace, tranquility, and wildlife abound. The awesome group of owners are flexible in swapping weeks. This condo is nestled inside a gated 24/7 security community of Harbor Island. The balcony overlooks panoramic views of the sparkling Atlantic Ocean and river. Large windows and a hurricane-made sliding glass door lead to the private ocean-front balcony for relaxation. The second floor has two spacious bedrooms, each with its own bathroom and ample closet space. The master bedroom has large windows that invite breathtaking views of the water. Many wonderful amenities: access to a private peaceful beach with views of dolphins and beautiful sea birds, clubhouse, pickleball courts, basketball court, tennis courts, three swimming pools, turtle's nest restaurant and shop, walking trails, and community events. Owners pay one one fee that includes all utilities, island fees, HOA fees, insurance, and taxes. It comes out to about $325 per month. Come and experience the beauty and tranquility of Harbor Island and endless breathtaking ocean views. An affordable beach getaway that you don't want to miss.
Features
- Parking: See Remarks, None
- Heating: Electric
- Cooling: Electric
- Amenities: Clubhouse, Common Areas, Fitness Center, Gated, Street Lights, Recreational Path, Playground, Pool, Security Guard, Sidewalks, Tennis Court(s), Lawn Maintenance, Landscape Maintenance, Bike Path, Walking Trails, Community Center
- Bedrooms: 2
- Baths: 2 full / 1 half
- Laundry: None
- Complex: Other
- Common Charge: $325 Monthly
- Est. Taxes: $700
- Water Front: Yes
- Elem. School: Other
- Middle School: Other
- High School: Other
- Pets Allowed: Yes
- Appliances: Dryer, Refrigerator, Washer, Free-Standing Electric Range, Microwave, Electric Water Heater
- MLS#: 1521929
- Days on Market: 235 days
- Website: https://www.raveis.com
/prop/1521929/5cedarreefd204drive_sainthelenaisland_sc?source=qrflyer
Listing courtesy of Greenville Upstate Realty Phone: 864-380-6488
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 7654
401.474.4879
Whitney.Rugg@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance
978-337-3053
Paul.Berrios@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
5 Cedar Reef D204 Drive, Saint Helena Island, SC, 29920
$59,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Whitney Rugg
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $47,920 | $47,920 | $47,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
| Monthly Tax Payment | $58 | $58 | $58 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $319 | $315 | $404 |
| Total Monthly Payment | $452 | $448 | $537 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484