LOVE FISHING? LOVE BOATING? FIRST TIME HOME BUYER? Then this is the home for you. Just off I-75 to the right approximately 5 miles off on CR 443 sits this cute little block and stucco home. This is not in a 55+ community so all families are welcome. Huge front and back yard new roof 2020 and new HVAC 2017. Needs new flooring, paint and some general TLC. Has a one car garage where the washer and dryer are. Staying with the home is the Washer and Dryer, Refrigerator, Range, and Hot Water Heater. This cute little house has 4 bedrooms and 2 bathrooms. The master bedroom has its own bathroom with a tub shower combo. And the 2nd bathroom has plenty of room and a tub shower combo. The kitchen has the new Light Gray Flat Panel Cabinets and upgraded handles. The eat in Kitchen area has a sliding door (needs some TLC) that leads out into the large back yard. There you will find a large Shed that will be useful for yard tools, or for storing outside furniture or toys, Fishing or boating equipment. Great for extra parking for those fish fries after a long day out on the lake. After all you are only 5-10 mins from the lake or the river. And if it turns into one of those days where the “fish ain’t bitin”, Catfish Johnies is just down the road. For assistance in helping you purchase this home, the seller is offering to you as the buyer $3000 to help with your closing costs or down payment. All offers are to be presented on FBAR contract and PROOF of funds or APPROVAL of loan. Since sellers are offering to pay towards your closing cost or down payment this home is to be sold AS IS. Please do not ask for any repairs. If buyers has inspection, buyer will be responsible for paying for cost to do repairs after possession or sign a release for current homeowner. This is inherited property and they wish to sell ASAP.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $160,000 | $160,000 | $160,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $101 | $101 | $101 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,064 | $1,063 | $1,349 |
Total Monthly Payment | $1,240 | $1,239 | $1,525 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.