Welcome to 33 Bay Roc! This Grand Home offers elegance/luxury and comfort. INSIDE MAIN FLOOR: Impressive Foyer Entry w/ Center Staircase. Well appointed Formal Dining Room. Dedicated 1st floor private office space (which certainly can have other uses ie. FIRST FLOOR BEDROOM)and 1/2 bath located adjacent to it. The Center of the home features an amazing OPEN CONCEPT. Kitchen boasts ample custom cherry finish Cabinets, Granite countertops, Oversized Center Island and Stainless appliances, opening to The Great Room with a 2 story ceiling height, Gas Fireplace and Custom Bar Feature. Off the Kitchen enjoy Separate Mud room/ laundry room includes separate 1/2 bath/located off the garage-with quick access to back yard deck(perfect for wet feet and pool towels)2ND FLOOR-Features an elegant mezzanine balcony. Primary Bedroom Suite features double door entry, private oversized custom bathroom and 3 Closets. Also on the 2nd floor find 2 additional oversized bedrooms with Jack and Jill Bathroom. EXTERIOR: . 62 acres meticulously landscaped grounds. The Backyard is a lovely retreat!Enjoy 19'x 40' IN GROUND POOL converted to SALT WATER in 2024, other upgrades plumbing/heater and new liner. Paver Patio Area offers ample seating, electric retractable awning. Also Enjoy separate Trex Deck/Pergola. OTHER NOTABLES: New roof 2022, Solar panels 2022, Vinyl Shake Siding 2024, gutters & leaf guard 2024, Shed 2018, 7 zone in ground sprinkler. Vinyl Fences 2023, Water heater 2019. THIS IS A MUST SEE! Energy Features- This home has newer Solar Panels 2022 from Sunrun . . . . placed strategical on back of home to maximize Sun and of course aesthetics and most importantly savings! THIS IS A MUST SEE TO TRULY APPRECIATE!
Type | Description | Level |
---|---|---|
Bedroom 1 | Jack & Jill Bath,Wall/Wall Carpet | Upper |
Bedroom 2 | Jack & Jill Bath,Wall/Wall Carpet | Upper |
Dining Room | Main | |
Kitchen | Main | |
Living Room | Gas Log Fireplace,Hardwood Floor | Main |
Office | Main | |
Primary Bedroom | Bedroom Suite,Full Bath,Hardwood Floor | Upper |
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $652,000 | $652,000 | $652,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.955% | 6.612% | 6.182% |
Monthly Tax Payment | $1,473 | $1,473 | $1,473 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,753 | $4,121 | $5,502 |
Total Monthly Payment | $5,318 | $5,686 | $7,067 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.