Under contract-accepting backup offers. Offering a delightfully well-built but humble beach home JUST 500 STEPS FROM THE BEAUTIFUL SANDS OF THE GULF OF MEXICO.
This is a 2 bedroom, 1 bath home with lots of upgrades in the last 2-3 yr including electric and plumbing. Anderson's installed new windows throughout, October 2022. A new Tankless Hot Water Tank freed up space under the sink. Late last year, Anthony's AC installed New Central Air /Heat, with great ductwork in Sept 2023. The garage is accessed from its side door as you come in the front door. What was originally called a 'breeze-way' is still that with easy window ventilation.
NB. The owner's always kept the garage's metal door inactive and sealed. In front of the garage is a 10' X 9' covered porch. which extends the same roof over in front of the front door. is another 10' x 9' roof. Note: it is framed ready to screen-in, this North-facing front door Patio.
The lot is 120' deep and 60' wide plus easy alley access. Listed at LAND VALUE.
Call today its less than a minute's walk to the sand, several restaurants and bars, let alone Walgreens, CVC Public, and UPS Dollar General, to name a few! A 10-minute walk to the DonCesar Beach Resort. Call Today! “LOCATION! LOCATION!! LOCATION!!!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $384,000 | $384,000 | $384,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $531 | $531 | $531 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,333 | $2,333 | $3,035 |
Total Monthly Payment | $2,939 | $2,939 | $3,641 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.