Welcome to 185 Stone Oaks! This lovely community is surrounded by beautifully cared for landscaped lawns and flower beds including flowering trees and a natural forest. Residents enjoy all the amenities of a shared pool, tennis courts, and clubhouse with gym. This spacious end unit features two generous sized primary bedrooms, each with it's own bathroom and walk-in shower. The first floor flows nicely from the foyer into the living room with fireplace, dining area and SGD to deck and private backyard surrounded by trees. Off the foyer there is a den/office and laundry room that leads out to the oversized two car garage. Plus a powder room. There is an eat in kitchen with gas stove. Breakfast area has floor to ceiling windows. Upstairs, the primary bedroom has a WIC, dressing area and updated bathroom with walk-in-shower and whirlpool tub. Second bedroom has it's own updated bathroom with walk-in-shower and two closets plus walk in attic for additional storage. Lots of closet space. This home is ideally situated for easy assess to schools, shopping, major highways and public transportation. The bus runs along W Hartsdale Ave to the train station. This is your home in the country but minutes from everything.
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Our Executive Mortgage Banker:
Our Insurance Division:
$739,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $591,200 | $591,200 | $591,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.470% | 6.161% | 5.248% |
Monthly Tax Payment | $750 | $750 | $750 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,592 | $3,541 | $4,672 |
Total Monthly Payment | $4,434 | $4,383 | $5,514 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.