This home has an assumable 3. 75% FHA mortgage. Save a bunch of money!!!
Experience unparalleled comfort and convenience in this exceptional townhome, featuring three generously sized bedrooms and two and a half modern bathrooms. Enjoy the added security of 24-hour guard services and the ease of a homeowner's association that manages exterior maintenance and landscaping, ensuring a truly hassle-free lifestyle.
Ideally located near a variety of restaurants, shops, and amenities, this home offers effortless access to all your needs. The first floor showcases elegant, low-maintenance tile flooring and is enhanced by a centralized pest control system. Your private screened porch provides a tranquil retreat for relaxation and gardening.
As a resident, you'll have access to a community pool, gym, and clubhouse, all included in your HOA. The second floor features a dedicated laundry room and impressive soaring ceilings, amplifying the home's spacious and airy feel. An attached garage offers convenient parking and ample storage, including space for bicycles, adding both functionality and peace of mind.
Built in 2021 the high-ticket items such as the Roof, Central HVAC System, and Water Heater are each only three years old allowing for worry-free living. Priced attractively, it’s ready to become your new home. Schedule your showing today and step into a lifestyle of refined comfort and convenience.
Buyer to verify all measurements and facts pertaining to the property and conduct their own due diligence.
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Our Executive Mortgage Banker:
Our Insurance Division:
$313,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $250,400 | $250,400 | $250,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $440 | $440 | $440 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,708 | $1,664 | $2,130 |
Total Monthly Payment | $2,223 | $2,179 | $2,645 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.