2901 West Street, Proctor, VT, 05765 | $299,000

So many discussions with Vermont realtors begin, “I just want a little house on about 5 acres. . . with some fruit trees and maybe a greenhouse. And a wood stove. I really want a wood stove. ” Well here it is! A cute 1870s Victorian on 5 acres with your very own orchard, greenhouse, gazebo, and chicken coop! One wood stove, a kitchen wood cookstove and an antique Glenwood propane cookstove round out the dream. Enter through the timber framed mudroom to the rustic charm of a cozy farmhouse. Through the kitchen to the dining area with some built in bench seating. Two smaller bedrooms, or maybe an office open off the living room. Follow the curved peeled sapling handrail upstairs to the large dormered primary bedroom. An almost finished and never used cabin accompanies the house, perfect for a shop, studio, or guest house (no running water). The grapes and berries extend out across a sloping east facing meadow gathering the morning light across the Otter Creek Valley. This quintessential homestead sits across the meadow from the Historic Wilson Castle yet just a few miles from shopping, entertainment and dining in Rutland. Under a half hour to skiing at Pico and Killington or swimming and boating on beautiful Lake Bomoseen. The dream is here. Grab it with both hands!

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 1 full
  • Style: Victorian
  • Year Built: 1870
  • Heating: Stove - 2,Stove - Wood,Mini Split
  • Cooling: Mini Split
  • Basement: Concrete Floor,Insulated,Unfinished
  • Approx Sq. Feet: 1,207
  • Acreage: 5
  • Est. Taxes: $2,359
  • Lot Desc: Country Setting,Field/Pasture,Mountain View,Orchards,Sloping,View
  • Elem. School: Proctor Elementary School
  • Middle School: Proctor Jr/Sr High School
  • High School: Proctor Jr/Sr High School
  • MLS#: 5011849
  • Website: https://www.raveis.com
    /prop/5011849/2901weststreet_proctor_vt?source=qrflyer
©2024 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 9/19/2024
Listing courtesy of McChesney RE, Inc.   Phone: 802-325-3100
Listing Agent: Robin Chesnut-Tangerman

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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

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Our Insurance Division:

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2901 West Street, Proctor, VT, 05765

$299,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $239,200 $239,200 $239,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 5.990% 4.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.470% 6.161% 5.248%
Monthly Tax Payment $197 $197 $197
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,453 $1,433 $1,890
Total Monthly Payment $1,725 $1,705 $2,162

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.