1 Cassia LANE, Debary, FL, 32713 | $319,800

This house comes with a locked in REDUCED RATE as low as 6. 625% (APR 6. 876%) as of 10/29/2024 through List & Lock™. This is a seller paid rate-buydown that reduces the buyer’s interest rate and monthly payment. Terms apply, see disclosures for more information.

Step into comfort with this charming home in a lively neighborhood! This 4-bedroom, 2-bathroom residence offers a renovated kitchen boasting chic shaker cabinets, pristine quartz countertops, and sleek stainless steel appliances, including a gas stove that will have any home chef whipping up gourmet meals in no time. The spacious interior covers 1, 290 square feet and is adorned with vinyl-planked flooring throughout most living areas and bedrooms, all dressed in an agreeable grey that eases the eyes.

The primary bedroom provides a peaceful retreat at the end of the day. If you have pets or just love outdoor living, you’ll appreciate the large, fenced-in backyard secured by a durable vinyl fence. Enjoy the Florida mornings or evenings in your screened porch without a care.
The home is located minutes away from daily conveniences such as the local Winn Dixie, essential for quick grocery runs, and it’s just a short drive from Rob Sullivan Park and the St. Johns River – perfect for weekend activities. Need to commute? No worries, the DeBary Sunrail Station is also within easy reach.

Whether you’re a growing family or looking for a lovely spot to lay down roots, this house is ready to be called ‘home’. Bring your dreams – there’s room for them all!

Bonus: The roof is brand new, ensuring peace of mind during those rainy seasons, and the hot water heater is fairly recent, replaced in 2016.

Features

  • Rooms: 7
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: In Kitchen, Inside
  • Style: Ranch
  • Year Built: 1959
  • Garage: 1-car Covered, Driveway
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,290
  • Acreage: 0.4
  • Est. Taxes: $1,372
  • Lot Desc: Corner Lot, City Lot, Oversized Lot
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: V4938216
  • Days on Market: 81 days
  • Website: https://www.raveis.com
    /prop/V4938216/1cassialane_debary_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/25/2024 11:17:08 PM)
Listing courtesy of DISCOM REALTY INC   Phone: 386-668-9128

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1 Cassia LANE, Debary, FL, 32713

$319,800

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $255,840 $255,840 $255,840
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.875% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.055% 6.256%
Monthly Tax Payment $114 $114 $114
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,702 $1,681 $2,158
Total Monthly Payment $1,891 $1,870 $2,347

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.