This house comes with a locked in REDUCED RATE as low as 6. 625% (APR 6. 876%) as of 10/29/2024 through List & Lock™. This is a seller paid rate-buydown that reduces the buyer’s interest rate and monthly payment. Terms apply, see disclosures for more information.
Step into comfort with this charming home in a lively neighborhood! This 4-bedroom, 2-bathroom residence offers a renovated kitchen boasting chic shaker cabinets, pristine quartz countertops, and sleek stainless steel appliances, including a gas stove that will have any home chef whipping up gourmet meals in no time. The spacious interior covers 1, 290 square feet and is adorned with vinyl-planked flooring throughout most living areas and bedrooms, all dressed in an agreeable grey that eases the eyes.
The primary bedroom provides a peaceful retreat at the end of the day. If you have pets or just love outdoor living, you’ll appreciate the large, fenced-in backyard secured by a durable vinyl fence. Enjoy the Florida mornings or evenings in your screened porch without a care.
The home is located minutes away from daily conveniences such as the local Winn Dixie, essential for quick grocery runs, and it’s just a short drive from Rob Sullivan Park and the St. Johns River – perfect for weekend activities. Need to commute? No worries, the DeBary Sunrail Station is also within easy reach.
Whether you’re a growing family or looking for a lovely spot to lay down roots, this house is ready to be called ‘home’. Bring your dreams – there’s room for them all!
Bonus: The roof is brand new, ensuring peace of mind during those rainy seasons, and the hot water heater is fairly recent, replaced in 2016.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $255,840 | $255,840 | $255,840 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $114 | $114 | $114 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,745 | $1,700 | $2,158 |
Total Monthly Payment | $1,934 | $1,889 | $2,347 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.