POTENTIAL 100% FINANCING! GROWING LOCATION! PRETTY NEIGHBORHOOD! AMAZING NEAR-ACRE LOT! 3 BEDROOMS + HUGE REC ROOM ADDITION! TOP-RANKING SCHOOLS! GREAT PRICE FOR ALL! Duncan is a small town with amazing growth between GREENVILLE and SPARTANBURG! A 10-minute drive will also lead to the attractively renovated town of Greer. The I-85 and I-26 are within minutes, as well as the Greenville/Spartanburg Airport to take you both near and far for entertainment and employment. This "Jordan Springs" neighborhood features spacious lots with 'room to breathe' and a creek running throughout the neighborhood. This particular lot is almost an acre (. 73) and features the creek running through the front of lot and a spacious backyard backing to trees. The backyard has been redesigned for entertainment and outdoor living, with its relaxing area with pergola, an above-ground pool, outdoor firepit, and storage building. The home itself is much larger than it looks from the front, with an amazing family room/rec room which is an addition to the original home. This room is stunning with the beautiful REAL wood floors and walls, the cathedral ceiling and a powerful wood stove. There is also a rarely found cedar closet. Updates and upgrades include all new flooring 2024, additional cabinetry installed in washroom and mudroom, new refrigerator and stove (2020-21), new garbage disposal 2023, new HVAC 2023 with 10-year transferable warranty, new roof 2021, and new drain field in yard (2022). A new liner has been purchased and available for the outdoor pool. What a GREAT PLACE with a SPECIAL BACKYARD in a DESIRABLE AREA at this GREAT PRICE! (If SF is important to buyer, buyer must verify. )
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Our Executive Mortgage Banker:
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$305,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $244,000 | $244,000 | $244,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $57 | $57 | $57 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,623 | $1,622 | $2,058 |
Total Monthly Payment | $1,755 | $1,754 | $2,190 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.