LOCATED IN A NON-FLOOD ZONE THAT WAS UNTOUCHED BY RECENT STORMS, this property offers peace of mind along with its many features. Welcome to this charming and versatile 3-bedroom, 2. 5-bathroom gem nestled in the vibrant community of St. Pete. With a new roof installed in 2021 and a spacious one-car garage, this property boasts an adaptable floor plan that presents a unique opportunity to be converted into a duplex. It's already prepped with piping for a kitchenette, making it perfect for investors or an in-law suite. Step inside to discover a freshly painted interior enhanced by sleek hardwood floors throughout. This home has new AC mini splits on top of central AC to ensure efficient cooling. The kitchen stands out with its rich wooden cabinetry, under-cabinet lighting, elegant granite countertops, and stainless steel appliances—ideal for both everyday use and entertaining. Outside, the home features fresh sod, mature fruit trees, and extensive landscaping. While the large, fenced-in backyard is a serene retreat for enjoying Florida’s beautiful weather. This home offers the best of both worlds: a tranquil private space and a convenient location close to downtown St. Pete, where you'll find an array of local events, dining, shopping, and entertainment. Tropicana Field and the Gulf Beaches are just a short drive away, and the Gandy Bridge provides easy access to Tampa’s broader offerings. Don’t miss out on this rare chance to own a versatile property with immense potential. Schedule your showing today and welcome home!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$494,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $395,992 | $395,992 | $395,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $561 | $561 | $561 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,635 | $2,601 | $3,339 |
Total Monthly Payment | $3,271 | $3,237 | $3,975 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.